How to Make a Budget with Apple Numbers

How to Make a Budget with Apple Numbers

Crafting a budget is fairly easy because Apple Numbers offers templates that users can readily use. The step-by-step instructions below can help you come up with a simple budget in no time.

• Step 1: Choose a Budget Template

  

  The first step in making a budget in Apple Numbers is selecting a template. Of course, you can create your own budget from scratch, but if you are short on time and need help making one, using a predesigned template is the most practical choice. Open Apple Numbers click the + icon located at the top of the screen. In the template gallery, scroll down and under Personal Finance, click on either the Simple Budget or Personal Budget template.

• Step 2: Input the Income

  

  A simple budget contains a list of one’s income and expenses. One should not be without the other because tracking a budget requires both. In the spreadsheet, you can edit the header cell with whatever your preference is. List down all the sources of your income,- both active and passive forms of income. Input the items or descriptions in one column and their corresponding amount in the column beside it. For a wider selection of budget format templates, check out more options here.

• Step 3: Enumerate the Expenses

  

  After you have identified your income sources, the next step is to list down your different expenses. These vary, of course, on individual circumstances and objectives. In a general sense, expenses can be categorized as either fixed or variable. A fixed expense is a predictable expense such as monthly rent or internet service subscription. A variable expense is more unpredictable and flexible, such as groceries or recreational expenses. Find more budget tracker templates by visiting this link. It is important to distinguish the two and list down all that apply to you.

• Step 4: Customize the Layout

  

  Once you have covered the income and expenses, the last step is to modify or customize your budget table according to your needs. In the Simple Budget template above, a predetermined chart can also be seen. You don’t need to make adjustments to the formula or the chart because they have been preset already. Whatever amount or data you input in the budget table on the left, it will automatically be reflected in the chart. View a wider selection of budget planner templates right here. You can change the color and style of the chart as well by clicking the paintbrush icon in the main toolbar.