18+ Personal Balance Sheet Templates
Companies without balance in their financial situation tend to spiral themselves into bankruptcy. Knowing yourself to be a “company of one,” you have to learn to manage yourself the way you would manage a company. This applies to your financial situation in a big way, and these personal balance sheets will help you to manage your cash inflows and outflows and present this financial statement to other inquirers in a professional, detailed way.
You might have been asked for a personal financial statement. This is usually the case when applying for a loan or a line of credit with a bank. To make sure that you give them the appropriate information they need, as well as to hold yourself accountable, use these free sheet templates.
Personal Balance Sheet Template
Personal Standard Balance Sheet Template
Simple Personal Balance Sheet Template
Personal Balance Sheet Template in Excel
Monthly Balance Sheet Template to Edit
Printable Personal Quarterly Balance Sheet Template
Editable Trial Balance Template
Personal Trial Balance Worksheet Template
Free Personal Financial Statement Balance Sheet Template
centurybankky.comFree Personal Balance Sheet Template
desjardins.comFree Sample Personal Balance Sheet Template
hawthornefinancialllc.comFree Printable Personal Balance Sheet Template
centralbank.aeFree Blank Personal Balance Sheet Template
famemaine.comFree Personal Balance Sheet for Bank Template
static.norges-bank.noWhat Is a Balance Sheet?
A balance sample sheet is a document that presents your financial standing at any given point of time. On this simple sheet, you will be listing
- your sources of revenue (cash inflows),
- your sources of expenses (cash outflows),
- any other overhead or operational costs, and
- your net profit or loss at the end of the accounting period.
It might sound simple on paper—and it is—but because of the myriad details you have to include in sample order to fulfill each criteria, it is easy to get lost with the numbers.
Any good Balance Sheet Template on this list will help you with that. They all have the appropriate details and space for information, and all you have to do is put in your numbers and do the simple math. You can also see more on Balance Sheet in Google Sheets.
If you’re still intimidated, you might want to start with a Balance Basic Sheet instead. We stock some good ones that will ground you on the basic details for most general purposes.
Free Basic Personal Balance Sheet Template
debtshepherd.com
cfra.orgFree Personal Household Balance Sheet Template
amitmitbawkar.comFree Personal Net Worth Balance Sheet Template
walthall.comHow Do I Use These Balance Sheet Templates?
Some will be sample templates, others will be samples, but all of them are free and easy to download and modify, so use them however you wish. You can also see more on Balance Sheets in PDF.
There will be a number of PDF format samples that you can print out to fill in by hand. Unless you have a PDF-editing software, the samples with values already encoded in them will serve mainly as example references in drafting your own financial sample statement.
There are also some Excel format files (see Personal Household Balance Sheet) that will be incredibly useful since you can input your values straight into the file in your computer and your net total will be instantly calculated for you. You can also see more on Project Sheets.
Perhaps you need a Pro Forma Balance Sheet, which speculates on your financial future. Using the Sample Balance Sheet in Excel, you can create a presentation to any loan creditors based on your expected net worth in the future.
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