Credit Officer Job Description
Job Title: Credit Officer
We are currently seeking a dedicated Credit Officer to evaluate and establish creditworthiness for potential loans or credit applicants. Your objective will be to mitigate financial risks and select reliable borrowers, hence, having keen attention to detail and proficiency in mathematical calculations will be paramount for this role.
Responsibilities and Duties
In this role, your responsibilities will include, but not be limited to:
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Assessing credit applications and evaluating creditworthiness
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Conducting background checks and reading financial briefings
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Constantly keeping informed of changes in regulations pertaining to lending and credits
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Understanding the financial needs of the debtor, advising on the most suitable loan options, and creating loan proposals
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Monitoring credit portfolio and making amendments wherever necessary
Qualifications, Skills, and Competencies
To be considered for the role, the following are required:
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Bachelor's degree in Finance, Economics, or a similar field
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Previous experience as a Credit Officer or in a similar role is desirable
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Excellent understanding of lending procedures and customer service experience
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Sound judgment and ability to make prudent decisions
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Proficiency in relevant computer software, including MS Office, is essential
Additional Requirements
Excellent communication and negotiation skills, along with a goal-oriented attitude are additional requirements. The ideal candidate should be able to handle multiple tasks and work under pressure.
Benefits and Perks
In return for your contributions, we offer highly competitive pay and a comprehensive benefits package, including health insurance, paid vacation, and a retirement plan.
Application Process
To apply for this position, please send your resume and cover letter to hr@summitfinancial.com. Only selected candidates will be contacted for an interview. Thank you for your interest in our company!
About Our Company
We are a leading financial institution, recognized for our dedicated customer service and innovative financial solutions. We exist to help our clients secure the best possible future, providing honest and reliable financial advice and solutions.
