Loan Harassment Letter
Loan Harassment Letter
June 1, 2056
[RECIPIENT'S NAME]
[RECIPIENT'S ADDRESS]
Dear [LENDER’S NAME],
I am writing about the loan account [INSERT LOAN ACCOUNT NUMBER], about which I have been frequently getting calls and messages. The purpose of this letter is to express my sincere concern and displeasure regarding the persistent harassment from your agents for loan recovery.
As per my understanding of the Consumer Credit Protection Act, there are legal limits on times and places for debt collections. It is thus concerning that I have been receiving calls at unsociable hours and at my place of employment, which is strictly against the aforementioned law.
I would like to confirm that I am not evading the responsibility of returning the debt. However, like any individual, I am also confronting certain financial challenges. By the Fair Debt Collection Practices Act, I am entitled to fair treatment from debt collectors. Thus, I request your sincere understanding and patience in this matter.
I want to record my protest against any kind of harassment for loan recovery. If such acts persist, I will have no choice but to seek legal redress as per the consumer rights described in the Fair Debt Collection Practices Act. I believe that this situation can be resolved assertively and respectfully.
I look forward to hearing from you about this matter. Please feel free to contact me at [YOUR EMAIL]. Thank you for your understanding and cooperation.
Yours sincerely,
[YOUR NAME]
