Free Credit Score Dispute Letter Template
Credit Score Dispute Letter
[YOUR NAME]
[YOUR ADDRESS]
[CITY, STATE, ZIP]
[PHONE NUMBER]
[EMAIL ADDRESS]
March 1, 2050
Christina Cruz
1597 Tully Street
Detroit, MI 48226
Dear Ms. Cruz,
I am writing to dispute a fraudulent [Transaction/charge] on my account. The transaction was reported on my latest statement and does not relate to any of my purchases or withdrawals. I request the immediate removal of this charge from my account as it is inaccurate and impacting my credit history unfairly.
The transaction I am questioning is highlighted on the attached photocopy of the statement. The amount is $240, listed on February 14, 2050. I am 100% certain that this activity was not authorized by me or anyone else who has access to the account.
By the Fair Credit Reporting Act, I kindly request that you investigate this matter. This charge must be removed from my credit report as my credit score is crucial to my financial stability and future engagements.
Attached is a copy of the statement where the fraudulent charge is highlighted along with proof of my identity for your verification. Please ensure this information is processed as quickly as possible and provide a written confirmation once the charge has been removed.
Thank you very much for your assistance and I trust this matter will be resolved promptly. Please do not hesitate to get in touch if more information is needed.
Sincerely,
[YOUR NAME]
