REPRESENTATIVE
POWER OF ATTORNEY

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This Power of Attorney ("POA") is made on this [DAY] day of [MONTH], in the year [YEAR] by [YOUR NAME], residing at [YOUR ADDRESS], in the county of [COUNTY], in the state of [STATE], United States of America (hereinafter referred to as the “Principal”).

I, [YOUR NAME], appoint [ATTORNEY-IN-FACT'S FULL NAME], residing at [ATTORNEY-IN-FACT'S ADDRESS], as my Attorney-in-Fact ("Agent"). This appointment shall begin immediately and will continue until it is revoked or terminated.

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GRANT OF GENERAL AUTHORITY

Under this power of attorney, I grant my Agent the authority to act on my behalf and manage my financial affairs, including, but not limited to, the power to:

• Borrow or lend money;

• Manage real property, including buying, selling, leasing, and managing;

• Conduct banking transactions, including opening, closing, and managing accounts;

• Invest in stocks, bonds, mutual funds, ETFs, and other securities;

• Manage retirement plans, including IRAs, 401(k)s, and pension plans;

• Handle tax matters, including filing returns, making elections, and representing me before tax authorities;

• Collect debts owed to me and pursue legal action if necessary;

• Access safe deposit boxes and retrieve or deposit items as necessary;

• Enter into contracts and agreements on my behalf related to my financial affairs;

• Make gifts on my behalf as permitted by law;

• Exercise all other powers related to the management of my financial affairs as if I were personally present.

LIMITATIONS

Despite the broad authority granted to my Agent, I impose the following limitations on the exercise of such authority:

1. Real Property Transactions: My Agent may not purchase, sell, or otherwise transfer any real property owned by me to themselves or any person or entity related to them unless specifically authorized by me in writing.

2. Gifts: My Agent may not make gifts of my property to themselves or any person or entity related to them unless specifically authorized by me in writing or permitted by law.

3. Personal Benefits: My Agent may not use my assets for their benefit or gain unless specifically authorized by me in writing or permitted by law.

4. Investments: My Agent shall exercise prudent judgment and act in my best interests when making investment decisions on my behalf, taking into consideration my investment objectives, risk tolerance, and financial circumstances.

TERMINATION

This POA may be terminated under the following circumstances:

1. Revocation by Principal: I reserve the right to revoke or terminate this POA at any time by providing written notice to my Agent.

2. Death of Principal: This POA shall automatically terminate upon my death.

Signature and Acknowledgment

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SIGNATORIES

Acknowledgment of Principal

This Power of Attorney shall be effective immediately upon my signature and shall remain valid until my explicit and written revocation.

[YOUR NAME]

[DATE SIGNED]

Acceptance of Agent

I, [AGENT'S NAME], acknowledge that I have read and understood the terms and responsibilities outlined in this Power of Attorney document. I accept the appointment as Agent and agree to act by the instructions and limitations provided herein.

[AGENT'S NAME]

[DATE SIGNED]

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WITNESS ACKNOWLEDGEMENT

We, the undersigned witnesses, hereby acknowledge that the above-named Principal has signed this Power of Attorney in our presence on the date stated above.

Witness 1:

[WITNESS 1 FULLNAME]

[DATE SIGNED]

Witness 2:

[WITNESS 2 FULLNAME]

[DATE SIGNED]

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NOTARY ACKNOWLEDGEMENT

On this_____day of_____in the year_____, before me, a Notary Public in and for said County and State, personally appeared [YOUR NAME], known to me to be the person whose name is subscribed to the foregoing instrument, and acknowledged that they executed the same for the purposes therein contained.

Witness my hand and official seal.

[NOTARY PUBLIC'S NAME]

My Commission Expires:___________

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