Real Estate Mortgage
Pre-Approval Checklist

This checklist is designed to guide you through the documents and information needed for a mortgage pre-approval application. Please ensure all items are complete and accurate to expedite the pre-approval process.

Personal Identification

• Valid government-issued photo ID (e.g., driver’s license, passport).

• Social Security number or equivalent for non-US citizens.

Income Verification

Most recent pay stubs (last 2-3 months).

W-2 forms from the past two years.

If self-employed:

• Tax returns for the past two years.

• Current year profit and loss statement.

Asset Verification

• Bank statements for the past two months (checking and savings accounts).

• Investment account statements for the past two months.

• Documentation of any other assets (e.g., real estate, vehicles).

Credit Information

• Authorization to perform a credit check.

• Details of current debts (e.g., credit card, auto loan, existing mortgage).

Employment Verification

• Contact information for your current employer.

• If employed less than two years, provide details of previous employment.

Property Information (if already chosen)

• The address of the property you intend to purchase.

• A signed purchase agreement (if applicable).

Additional Documents

• If applicable, divorce decrees, child support orders, and any other legal documents affecting income or debt.

• Documentation for any large deposits or gifts that will be used for down payment or closing costs.

Please contact us if you have any questions or need assistance with any of the items listed above. Our goal is to help you secure your mortgage pre-approval efficiently and with ease.

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