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I/We, [YOUR NAME(s)], being duly sworn, depose and say:
Statement of Facts:
I/We am/are the lawful owner(s) of the property described above and have the legal right to convey the property.
I/We warrant that the title to the above-described property is good and marketable, free and clear of all encumbrances, liens, easements, restrictions, and claims, except as follows: None
The property is not subject to any mortgage.
There are no disputes or litigation pending or threatened regarding the property, its title, or boundaries.
All taxes, assessments, and utilities for the property up to the date of refinancing have been paid, or will be paid at closing, and no other assessments or utility charges are outstanding.
The property is [not occupied / occupied by [Name(s) of Occupant(s)] under [describe the nature of occupancy, e.g., lease agreement, at will, etc.].
Other Claims:
There are no other claims, leases, agreements, or encumbrances on the property that would affect the refinancing of the mortgage, except as disclosed herein.
Acknowledgment:
I/We understand that the refinancing lender and its agents rely on this affidavit in proceeding with the refinancing of the property and that false statements herein are made subject to the penalties of perjury.
I/We declare under penalty of perjury under the laws of the State of Idaho that the foregoing is true and correct.
Executed on this [Day] of [Month], [Year].
Signature:
[YOUR NAME]
Subscribed and sworn to before me this [Day] of [Month], [Year].
