Debt Inventory

Yes

No

Consolidate a comprehensive list of all outstanding debts, including loans, credit lines, and bond obligations.

Include details such as creditor name, amount owed, interest rate, maturity date, and payment terms.

Interest Rate Analysis

Yes

No

Analyze the interest rates on each debt to identify high-cost debts.

Compare current rates with market rates to assess refinancing opportunities.

Repayment Schedule Review

Yes

No

Examine the payment schedule of each debt, noting any upcoming balloon payments or changes in payment amounts.

Ensure that repayment schedules align with [Your Company Name]'s cash flow projections.

Debt Restructuring Opportunities

Yes

No

Explore opportunities to refinance high-interest debts at lower rates.

Assess the feasibility of consolidating multiple debts to simplify payments and potentially reduce costs.

Debt Covenants Compliance

Yes

No

Regularly review all debt covenants to ensure compliance.

Develop contingency plans for potential covenant breaches.

Credit Rating Implications

Yes

No

Keep track of [Your Company Name]'s credit rating and understand factors affecting it.

Assess how debt management strategies are impacting the credit rating.

Long-Term Debt Strategy

Yes

No

Analyze the maturity profile of [Your Company Name]'s debt portfolio and plan for future refinancing needs.

Develop a long-term plan for reducing debt, including setting targets for debt-to-equity ratios and other financial metrics.