Dispute Personal Information Letter

[YOUR NAME]

[YOUR COMPANY NAME]

[YOUR COMPANY ADDRESS]

September 30, 2050

ZenExa

Denver, CO 80202

Subject: Dispute of Inaccurate Personal Information

Dear ZenExa,

I am writing to formally dispute certain inaccuracies that appear in my credit report. My full name is [YOUR NAME], and my Social Security Number is 123-45-6789. I have recently reviewed my credit report and identified the following inaccuracies that I would like to bring to your attention:

1. Incorrect Account Balance: The account with the number 987654321 shows a balance of $2,500. This amount is incorrect as my records indicate that the correct balance is $1,200. I have attached relevant documentation to support my claim.

2. Outdated Personal Information: My current address is Seattle, WA 98101, but my report lists it as San Francisco, CA 94102. I have attached a copy of my utility bill dated September 15, 2050, to verify my current address.

3. Errors Regarding Payment History: The report reflects a late payment for ABC Credit Card for the month of August 2050, which is incorrect. I have consistently made my payments on time. I am including bank statements from July 2025 to August 2025 to validate my payment history.

I kindly request that you investigate these discrepancies and correct my credit report accordingly. According to the Fair Credit Reporting Act (FCRA), I am entitled to a timely investigation and response to my dispute. I would appreciate a written confirmation of the resolution of this matter.

Please send your response to my address listed above or to my email at [YOUR EMAIL]. Thank you for your attention to this matter, and I look forward to your prompt response.

Sincerely,

[YOUR NAME]

Attachments:

1. Copy of Bank Statement for Account Balance Dispute

2. Copy of Utility Bill for Address Verification

3. Bank Statements for Payment History Validation

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