Free Knowledge Test Quiz Template

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Free Knowledge Test Quiz Template

Knowledge Test Quiz

Please complete this quiz to assess your understanding of basic financial concepts.

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        1. What is a budget?

          • a) A plan for spending and saving money

          • b) A record of past expenses only

          • c) A loan from a bank

          • d) An investment account

          2. Which of the following is considered a fixed expense?

            • a) Grocery bills

            • b) Utility bills

            • c) Rent or mortgage payment

            • d) Entertainment expenses

            3. What is the purpose of an emergency fund?

              • a) To pay for vacations

              • b) To cover unexpected expenses

              • c) To invest in stocks

              • d) To fund retirement plans

              4. What does 'interest rate' refer to?

                • a) The amount of money you owe on a loan

                • b) The percentage charged for borrowing money

                • c) The amount of your monthly expenses

                • d) The balance of your savings account

                5. Which of the following is a benefit of having a good credit score?

                  • a) Lower interest rates on loans

                  • b) Higher taxes

                  • c) Increased utility bills

                  • d) Easier access to cash advances

                  Please check the box below to proceed

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