Foreign Currency Promissory Note

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Date: January 15, 2060

Principal Amount: USD 50,000 (Fifty Thousand United States Dollars)

Currency: Euro (€)

FOR VALUE RECEIVED, I, John Smith, with a principal address at 123 Main Street, New York, NY 10001, hereby unconditionally promise to pay to the order of [Your Name], with a principal address at 456 Elm Avenue, San Francisco, CA 94102, the sum of €45,000 (Forty-Five Thousand Euros) in lawful money of the European Union on or before the maturity date as specified herein.

1. PAYMENT TERMS:

• The total amount due under this Note, including accrued interest, shall be paid in full by January 15, 2061.

• Payments shall be made at the office of the Lender or at such other place as the Lender may designate in writing.

2. INTEREST RATE:

• This Note shall bear interest at a rate of 5% per annum, calculated based on a 365-day year. Interest shall accrue from the date of this Note until the principal and interest are paid in full.

3. PREPAYMENT:

• The Borrower may prepay the principal amount in whole or in part without penalty. Any prepayment shall first be applied to accrued interest, and then to the principal.

4. DEFAULT:

• If the Borrower fails to make any payment due under this Note within 30 days of its due date, the Lender may declare the entire remaining unpaid principal balance, together with all accrued interest, immediately due and payable.

5. GOVERNING LAW:

• This Note shall be governed by and construed following the laws of the State of California, without regard to its conflict of laws principles.

6. SEVERABILITY:

• If any provision of this Note is found to be invalid or unenforceable, the remaining provisions shall continue in full force and effect.

7. ENTIRE AGREEMENT:

• This Note constitutes the entire agreement between the parties and supersedes all prior agreements, understandings, and negotiations, whether written or oral, relating to the subject matter hereof.

IN WITNESS WHEREOF, the Borrower has executed this Foreign Currency Promissory Note as of the date first above written.

Borrower’s Signature:

John Smith

Borrower

Lender’s Signature:

[Your Name]

Lender

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