Free Zero-Based Budget Tracker Template

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Free Zero-Based Budget Tracker Template

Zero-Based Budget Tracker

Income

The income section lists all sources of monthly income. This can include salary, rental income, side business earnings, and any other income streams.

Source

Amount ($)

Salary

3000

Rental Income and Freelance Work

1400

Expenses

This section of the tracker breaks down your monthly expenses. Categorize expenses into fixed and variable to pinpoint where adjustments can be made.

Category

Amount ($)

Rent

1000

Utilities and Transportation

350

Groceries and Entertainment

400

Savings and Debt Repayment

In this part of the budget tracker, please consider setting aside a portion of your income toward savings and/or debt repayment. Prioritizing savings and implementing a strategy for debt repayments can lead to long-term financial health and stability.

Purpose

Amount ($)

Emergency Fund and Retirement Savings

350

Credit Card Debt

250

Summary

At the end of each month, use the summary section to compare planned versus actual spending. This practice helps in identifying spending trends and adjusting monthly forecasts accordingly.

Section

Planned ($)

Actual ($)

Difference ($)

Income

4400

4400

0

Expenses

1750

1800

-50

Savings & Debt Repayment

600

700

-100


Prepared by: [YOUR NAME], [YOUR COMPANY NAME]

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