Free Zero-Based Budget Tracker Template
Zero-Based Budget Tracker
Income
The income section lists all sources of monthly income. This can include salary, rental income, side business earnings, and any other income streams.
Source | Amount ($) |
|---|---|
Salary | 3000 |
Rental Income and Freelance Work | 1400 |
Expenses
This section of the tracker breaks down your monthly expenses. Categorize expenses into fixed and variable to pinpoint where adjustments can be made.
Category | Amount ($) |
|---|---|
Rent | 1000 |
Utilities and Transportation | 350 |
Groceries and Entertainment | 400 |
Savings and Debt Repayment
In this part of the budget tracker, please consider setting aside a portion of your income toward savings and/or debt repayment. Prioritizing savings and implementing a strategy for debt repayments can lead to long-term financial health and stability.
Purpose | Amount ($) |
|---|---|
Emergency Fund and Retirement Savings | 350 |
Credit Card Debt | 250 |
Summary
At the end of each month, use the summary section to compare planned versus actual spending. This practice helps in identifying spending trends and adjusting monthly forecasts accordingly.
Section | Planned ($) | Actual ($) | Difference ($) |
|---|---|---|---|
Income | 4400 | 4400 | 0 |
Expenses | 1750 | 1800 | -50 |
Savings & Debt Repayment | 600 | 700 | -100 |
Prepared by: [YOUR NAME], [YOUR COMPANY NAME]
Templates
Budget Tracker
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