Free Zero-Based Budget Tracker Template
Zero-Based Budget Tracker
Income
The income section lists all sources of monthly income. This can include salary, rental income, side business earnings, and any other income streams.
Source |
Amount ($) |
---|---|
Salary |
3000 |
Rental Income and Freelance Work |
1400 |
Expenses
This section of the tracker breaks down your monthly expenses. Categorize expenses into fixed and variable to pinpoint where adjustments can be made.
Category |
Amount ($) |
---|---|
Rent |
1000 |
Utilities and Transportation |
350 |
Groceries and Entertainment |
400 |
Savings and Debt Repayment
In this part of the budget tracker, please consider setting aside a portion of your income toward savings and/or debt repayment. Prioritizing savings and implementing a strategy for debt repayments can lead to long-term financial health and stability.
Purpose |
Amount ($) |
---|---|
Emergency Fund and Retirement Savings |
350 |
Credit Card Debt |
250 |
Summary
At the end of each month, use the summary section to compare planned versus actual spending. This practice helps in identifying spending trends and adjusting monthly forecasts accordingly.
Section |
Planned ($) |
Actual ($) |
Difference ($) |
---|---|---|---|
Income |
4400 |
4400 |
0 |
Expenses |
1750 |
1800 |
-50 |
Savings & Debt Repayment |
600 |
700 |
-100 |
Prepared by: [YOUR NAME], [YOUR COMPANY NAME]