Free Simple Real Estate Investment Statement Template
Simple Real Estate Investment Statement
Date: January 10, 2070
Investor Name: [Your Name]
Property Address: 1234 Sunset Blvd, Los Angeles, CA 90001
Investment Type: Rental Property
Property Type: Residential (Single-Family Home)
I. Investment Details:
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Purchase Price: $650,000
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Down Payment: $130,000
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Loan Amount: $520,000
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Interest Rate: 4.0%
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Loan Term: 30 years
II. Income & Expenses:
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Monthly Rental Income: $3,200
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Property Management Fees: $320 (10% of monthly rent)
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Mortgage Payment (Monthly): $2,478
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Property Taxes: $7,800 (annually)
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Insurance: $1,200 (annually)
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Maintenance/Repairs: $250 (monthly)
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Utilities (if applicable): $150 (monthly, tenant pays some utilities)
III. Cash Flow Summary:
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Total Monthly Income: $3,200
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Total Monthly Expenses: $3,198
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Net Monthly Cash Flow: $2
IV. Projected Returns:
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Cap Rate: 5.0%
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Formula: Net Operating Income / Property Value
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NOI: $3,200 (monthly rent) x 12 = $38,400 annually
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Cap Rate = $38,400 / $650,000 = 0.059 or 5.0%
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Cash-on-Cash Return: 7.0%
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Formula: Net Income / Total Investment
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Total Investment = $130,000 (down payment) + $2,478 (monthly mortgage) x 12 = $139,736 (annual cash investment)
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Cash-on-Cash Return = $2 x 12 / $130,000 = 0.07 or 7.0%
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Total ROI (Return on Investment): 9.5%
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Formula: Total Profit / Total Investment
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Profit (including appreciation) = $38,400 + $10,000 (estimated annual appreciation)
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ROI = $48,400 / $650,000 = 0.074 or 9.5%
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VI. Appreciation & Equity Build-up:
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Estimated Property Value Increase (Annual): $10,000 (2% annual appreciation)
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Equity Build-Up (Year 1): $7,072 (based on principal paid down in the first year of the mortgage)
VII. Exit Strategy:
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Planned Exit Strategy: Sale after 10 years, with a projected property value of $850,000 based on an annual appreciation rate of 2%.
Prepared by:
[Your Name]
Investor
Real Estate License #: 12345678