Free Guaranteed Investment Contract Template

Guaranteed Investment Contract

This Guaranteed Investment Contract (the “Contract”) is made and entered into on July 1, 2072, by and between [YOUR COMPANY NAME] (the “Issuer”) and Johan Green (the “Investor”), collectively referred to as the “Parties.”

The Issuer hereby agrees to guarantee the return of the Investor's principal amount and interest as outlined below, subject to the terms and conditions of this Contract.

I. Definitions

For the purposes of this Contract, the following terms shall have the meanings specified below:

  • Principal Amount: The original amount of money deposited by the Investor, as specified in Section II.

  • Guaranteed Return: The interest rate agreed upon, expressed as an annual percentage rate (APR), which will be paid by the Issuer to the Investor.

  • Maturity Date: The date on which the Contract expires and the Principal Amount, along with any accrued interest, will be returned to the Investor.

  • Terms and Conditions: The rules and obligations binding the Parties under this Contract.

II. Investment Details

  1. Principal Amount: $100,000 (One Hundred Thousand Dollars).

  2. Guaranteed Interest Rate: 5.25% per annum.

  3. Term of the Contract: 10 years, commencing on July 1, 2072, and maturing on July 1, 2082.

  4. Payment Frequency: Annually.

III. Responsibilities of the Issuer

The Issuer agrees to:

  1. Guarantee the return of the Principal Amount upon the Maturity Date.

  2. Pay interest to the Investor based on the Guaranteed Interest Rate in accordance with the Payment Frequency.

  3. Provide timely notifications of any amendments to terms, as outlined in Section VII.

IV. Responsibilities of the Investor

The Investor agrees to:

  1. Deposit the full Principal Amount by June 30, 2072.

  2. Notify the Issuer in writing of any changes to their contact or banking information.

V. Early Withdrawal Policy

  1. Restrictions: Early withdrawal of funds is subject to approval by the Issuer.

  2. Penalty: A penalty of 2.5% of the Principal Amount may apply to any early withdrawals.

VI. Confidentiality

Both Parties agree to keep the terms of this Contract confidential and not to disclose any information related to it, except as required by law.

VII. Amendments

No modification or amendment of this Contract shall be valid unless in writing and signed by both Parties.

VIII. Governing Law

This Contract shall be governed by and construed in accordance with the laws of the State of Arkansas, United States.

IX. Notices

All notices required or permitted under this Contract shall be in writing and delivered to:

  1. Issuer: [YOUR COMPANY NAME], [YOUR COMPANY ADDRESS].

  2. Investor: Johan Green, Little Rock, AR 72201.

X. Entire Agreement

This Contract constitutes the entire agreement between the Parties and supersedes all prior agreements or understandings, whether written or oral.

XI. Execution

IN WITNESS WHEREOF, the Parties hereto have executed this Contract as of the date first written above.

[YOUR NAME], Chief Financial Officer
[YOUR COMPANY NAME]
Date: July 1, 2072

Johan Green, Investor
Date: July 1, 2072

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