Insurance Vehicle Pre-Approval Inspection Checklist

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Vehicle Information

Field	Details
Vehicle Make and Model
Year of Manufacture
Vehicle Identification Number (VIN)
Odometer Reading
Owner's Name
Policy Number (if applicable)
Inspection Date

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Exterior Inspection

1. Body Condition

• Check for visible damage (scratches, dents, rust, or cracks)

• Ensure there are no major structural issues

• Verify that the doors, trunk, and hood open and close properly

• Inspect for any mismatched paint or body parts

2. Windshield and Windows

• Inspect windshield for cracks or chips

• Check side and rear windows for cracks, chips, or functionality

• Ensure wipers are functional and in good condition

3. Tires

• Check tire tread depth and wear

• Inspect tires for any visible damage (cuts, bulges, punctures)

• Ensure all tires are properly inflated

4. Lights and Indicators

• Test headlights (low and high beams)

• Check taillights, brake lights, and turn signals

• Inspect reverse lights, fog lights, and license plate lights for functionality

5. Mirrors

• Inspect side mirrors and rearview mirrors for cracks or damage

• Ensure proper adjustability and visibility

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Interior Inspection

1. Seats and Upholstery

• Inspect for any tears, stains, or excessive wear on seats

• Check the adjustability of the seats

• Ensure that seat belts are in good condition and functional

2. Dashboard and Controls

• Test all dashboard lights (check engine, airbag, etc.)

• Ensure that all controls (AC, heat, radio, etc.) are functional

• Verify the functionality of airbags and any safety features

3. Safety Features

• Confirm presence of airbags (front, side, and curtain if applicable)

• Ensure that the seatbelts function properly and are intact

• Check child safety locks (if applicable)

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Mechanical Inspection

1. Engine and Transmission

• Inspect the engine for any visible leaks or irregularities

• Check fluid levels (engine oil, coolant, brake fluid, transmission fluid)

• Verify that the engine starts smoothly without abnormal noises

• Inspect the condition of belts and hoses

2. Brakes

• Check the brake pads for wear

• Inspect brake discs and drums for signs of damage

• Test braking performance (no unusual vibrations or sounds)

3. Suspension

• Check for any visible damage to the suspension system

• Ensure that shocks and struts are in proper working condition

• Inspect the undercarriage for rust or excessive wear

4. Battery

• Check the condition of the battery

• Inspect the terminals for corrosion or loose connections

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Additional Checks

1. VIN and Documentation

• Verify the VIN number against the vehicle registration and insurance documents

• Ensure that the vehicle's registration and insurance are up to date

2. Inspection for Stolen Vehicle

• Cross-check the vehicle with databases to ensure it is not reported stolen

• Ensure all parts and accessories match the vehicle’s documentation

3. Emissions and Environmental Compliance

• Verify that the vehicle complies with local emissions standards

• Check the exhaust system for leaks or damage

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• Inspection Completed by: [Your Name]

• Date:                              

• Inspection Outcome: (Approved / Not Approved)

• Remarks/Notes:                              

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