Expense Sheet Outline

1. Income Sources

• Salary

• Investments

• Side Hustles

• Other Income

2. Fixed Expenses

Rent/Mortgage

Monthly payment for housing costs.

Insurance

• Health Insurance

• Property Insurance

• Life Insurance

Utilities

Monthly payments for essential services:

• Electricity

• Water

• Gas

• Internet

• Cable

3. Variable Expenses

Groceries

Food and household supplies expenses.

Transportation

• Fuel

• Public Transport

• Car Maintenance

Entertainment

• Dining Out

• Movies/Streaming

• Events

Health and Fitness

• Gym Membership

• Health Products

• Medical Expenses

4. Savings and Investments

• Retirement Fund

• Emergency Savings

• Investment Accounts

• Education Savings

5. Debt Repayment

• Credit Card Payments

• Loan Payments

• Mortgage Overpayments

6. Miscellaneous Expenses

• Personal Care

• Gifts

• Charity Donations

• Subscriptions

7. Summary

Compile the total income and the total expenses. Calculate the remaining balance or deficit.