In the field of commerce, a credit memo is a document that the seller issues to his buyer. It serves as a documented proof of the reduction that the seller incurred in its actual sales amount. This business memo informs the buyer that there is a reduction in the amount he will be paying due to a miscalculation or misinformation of the previously created invoice. On another note, in banking, a credit memo is for increasing the checking account of a depositor in a bank. The bank will be the one who will issue the credit memo to the bank account holder or the depositor.
Although a credit memo can be a daunting document, it is easily workable when you use our editable and printable templates on our site! We have every type of credit memo that you can use for your financing agency, business company, or bank. Each credit memo template comes in a range of file formats that you can select. Be it in PDF, MS Word, Google Docs, Apple Pages, or MS Excel or spreadsheets. The choice is up to you with regards to the size of the credit memo as well!
If you want to create a credit memo to send via email, we also have a few templates for you, specifically the credit memo email and the credit approval memo. So, what are you waiting for? Download our editable and printable credit memo templates now!