Credit Denial Letter

[YOUR COMPANY NAME]

4893 Anmoore Road
Brooklyn, NY 11201

October 14, 2065

Eva Stone

924 Gandy Street

Syracuse, NY 13202

Dear Ms. Stone,

Thank you for your interest in obtaining credit from [YOUR COMPANY NAME]. However, after thoroughly evaluating your application, we regret to inform you that we are unable to approve your request for credit at this time. We based our decision on external credit rating agencies. Your credit report had some relevant data, but our standards require a more extensive credit history for new credit lines.

Please note that the credit agencies that provided this information have no involvement in our decision not to approve your application. You have the right to consult them free of charge for an explanation of the credit-related information they have about you and to dispute any inaccuracies you may find.

We appreciate your application but regret to inform you that it has been declined. Please don't take this as a reflection of your character or abilities. We suggest reviewing your credit report, correcting any errors, and reapplying in the future.

If you have any credit-related queries, please contact our customer service team. Thank you for considering [YOUR COMPANY NAME] for your credit needs. Best wishes for your future financial endeavors.

Sincerely,

[YOUR NAME]

[YOUR TITLE]

[YOUR COMPANY NAME]

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