Insurance Claim Negotiation Letter

October 10, 2050

ABC Insurance Company
Claims Department
456 Elm Street
Springfield, IL 62701

Subject: Insurance Claim Negotiation for Claim Number 789456

Dear Claims Adjuster,

I hope this letter finds you well. I am writing to formally discuss the recent settlement offer made regarding my insurance claim (Claim Number: 789456) related to the auto accident that occurred on September 15, 2050.

I appreciate your prompt handling of my claim; however, I believe that the settlement amount offered of $2,500 does not adequately reflect the full extent of my damages. Based on my assessment and supporting documentation, I would like to negotiate for a higher settlement amount of $5,000, which more accurately represents my incurred costs.

To support my position, I have enclosed the following documents for your review:

Medical Bills: Attached are medical bills totaling $1,800 for the treatment of injuries sustained in the accident, including physical therapy and follow-up appointments.
Repair Estimates: I have included two repair estimates for my vehicle, with the lowest estimate amounting to $3,200, which covers the necessary repairs to restore my car to its pre-accident condition.
Photos of the Damage: I have attached photographs of the damage to my vehicle and the accident scene, which illustrate the severity of the impact.
Witness Statement: Enclosed is a statement from a witness who observed the accident and can corroborate my account of the incident.

Given the circumstances and the impact this situation has had on my financial stability and daily life, I kindly request a re-evaluation of my claim. I believe this additional information will provide a clearer understanding of my situation and support a fair resolution.

I appreciate your attention to this matter and look forward to your prompt response.

Thank you for your consideration.

Sincerely,

[Your Name]
Policy Number: 123-456-789

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