Mortgage Hardship Letter

Date: January 15, 2050

Davion Barton
San Diego, CA 92101
Email: davion@you.mail

Dear Mr. Barton,

I hope this letter finds you well. I am writing to formally communicate my current financial hardship, which has significantly impacted my ability to meet my mortgage obligations. Over the past few months, I have encountered unexpected challenges that have strained my financial resources.

Due to unforeseen circumstances, including a sudden job loss and increased medical expenses, I find myself in a position where I can no longer make my mortgage payments on time. Despite my best efforts to manage my finances, the accumulated stress of these financial burdens has become overwhelming.

As a responsible homeowner, I understand the importance of maintaining open communication with my lender. I am reaching out in hopes of finding a solution that will allow me to remain in my home while I work through this difficult period. I would like to request a temporary modification of my mortgage terms or a forbearance that would provide me with the relief needed to regain financial stability.

I am committed to working diligently to resolve this situation and appreciate your understanding and support during this challenging time. I kindly ask for your assistance in exploring possible options that can help alleviate my current financial strain.

Thank you for your attention to this matter. I look forward to your prompt response.

Sincerely,

[Your Name]
[Your Email]

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