BANK LETTER FOR REQUEST REDUCE INTEREST RATE

Robert Johnson
123 Main Street
Rural Town, USA 23456
robert@email.com

Emily Davis
Keystone Bank
456 Elm Avenue

Suite 302

Suburbia, USA 54321

Dear Ms. Davis,

I hope this letter finds you well. I am writing to kindly request a reduction in the interest rate on my existing bank loan.

As a loyal customer of Keystone Bank for the past 10 years, I have always made timely payments and maintained a good credit score. However, due to recent financial challenges, I am finding it increasingly difficult to meet the current interest rate obligations.

After careful analysis of my financial situation, I believe that a reduction in the interest rate would greatly alleviate the burden and enable me to continue making regular repayments without any undue strain. I have attached relevant documents, including bank statements and proof of consistent income, to support my case.

In considering my request, I understand that the bank should prioritize its own interests as well. However, I would like to emphasize that this reduced interest rate would not only benefit me but also ensure the continued repayment of the loan amount. This would ultimately maintain a positive and mutually beneficial relationship between myself and Keystone Bank.

I kindly request that you review my situation and the supporting documents provided. I am open to discussing this matter further and providing any additional information that may be required to facilitate a favorable decision.

Thank you for considering my request. I sincerely appreciate your attention to this matter and I hope for a positive response. I look forward to the possibility of continued business with Bank Name.

Sincerely,

Robert Johnson
222 555 7777