Free Credit Dispute Resolution Letter Template

Credit Dispute Resolution Letter


[Your Name]

[Your Email]

123 Maple Street
Springfield, IL 62701

October 24, 2060

Mason Harris

Credit Reporting Agency

202 Maple Drive, Apt 101,

Lakeside, FL 33123

Subject: Credit Dispute Resolution

Dear Mason Harris,

I am writing to formally dispute the accuracy of the information on my credit report dated October 20, 2060, related to my account #987654321. I have identified an error that I believe requires immediate attention.

Details of the Dispute
The following information is inaccurate:

  • Item: My account balance is reported as $500, while it should be $300.

  • Reason for Dispute: This amount does not reflect my most recent payment made on October 15, 2060.

I have attached supporting documentation to substantiate my claim, including:

  • A bank statement showing my payment of $200 on October 15, 2060.

  • A payment confirmation receipt from my bank.

Following the Fair Credit Reporting Act, I kindly request that you investigate this matter and correct the information on my credit report. Please confirm receipt of this letter and keep me updated on the progress of my dispute.

Thank you for your prompt attention to this matter. I look forward to your response.

Sincerely,

[Your Name]

[Your Email]


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