Personal Budget Layout Template
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Personal Budget Layout
1. Header
Title: "Personal Monthly Budget"
Name: [Your Name]
Month/Year: [Month, Year]
2. Income
Primary Income: [e.g., Salary]
Expected: $____
Actual: $____
Secondary Income: [e.g., Freelance, Rental, Investments]
Expected: $____
Actual: $____
Total Income
Expected: $____
Actual: $____
3. Fixed Expenses
Rent/Mortgage: $____
Utilities (Electricity, Water, etc.): $____
Insurance: $____
Subscriptions (e.g., Internet, Streaming): $____
Other Fixed Expenses: $____
Total Fixed Expenses: $____
4. Variable Expenses
Groceries: $____
Transportation (Fuel, Public Transport): $____
Dining/Entertainment: $____
Health (Medicine, Fitness): $____
Miscellaneous: $____
Total Variable Expenses: $____
5. Savings and Investments
Emergency Fund Contribution: $____
Retirement Savings: $____
Investments (Stocks, Mutual Funds, etc.): $____
Total Savings and Investments: $____
6. Debt Repayments
Credit Card Payments: $____
Loan Payments: $____
Total Debt Repayments: $____
7. Summary
Total Income: $____
Total Expenses: $____
Net Savings/Deficit (Income - Expenses): $____
8. Notes and Adjustments
[Space for writing additional notes, adjustments, or goals for next month.]
9. Signature
Prepared by: [Your Name]
Date: [Date of Completion]
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