Free Personal Budget Layout Template
Personal Budget Layout
1. Header
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Title: "Personal Monthly Budget"
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Name: [Your Name]
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Month/Year: [Month, Year]
2. Income
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Primary Income: [e.g., Salary]
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Expected: $____
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Actual: $____
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Secondary Income: [e.g., Freelance, Rental, Investments]
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Expected: $____
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Actual: $____
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Total Income
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Expected: $____
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Actual: $____
3. Fixed Expenses
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Rent/Mortgage: $____
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Utilities (Electricity, Water, etc.): $____
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Insurance: $____
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Subscriptions (e.g., Internet, Streaming): $____
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Other Fixed Expenses: $____
Total Fixed Expenses: $____
4. Variable Expenses
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Groceries: $____
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Transportation (Fuel, Public Transport): $____
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Dining/Entertainment: $____
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Health (Medicine, Fitness): $____
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Miscellaneous: $____
Total Variable Expenses: $____
5. Savings and Investments
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Emergency Fund Contribution: $____
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Retirement Savings: $____
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Investments (Stocks, Mutual Funds, etc.): $____
Total Savings and Investments: $____
6. Debt Repayments
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Credit Card Payments: $____
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Loan Payments: $____
Total Debt Repayments: $____
7. Summary
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Total Income: $____
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Total Expenses: $____
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Net Savings/Deficit (Income - Expenses): $____
8. Notes and Adjustments
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[Space for writing additional notes, adjustments, or goals for next month.]
9. Signature
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Prepared by: [Your Name]
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Date: [Date of Completion]
