Free Personal Budget Layout

1. Header
Title: "Personal Monthly Budget"
Name: [Your Name]
Month/Year: [Month, Year]
2. Income
Primary Income: [e.g., Salary]
Expected: $____
Actual: $____
Secondary Income: [e.g., Freelance, Rental, Investments]
Expected: $____
Actual: $____
Total Income
Expected: $____
Actual: $____
3. Fixed Expenses
Rent/Mortgage: $____
Utilities (Electricity, Water, etc.): $____
Insurance: $____
Subscriptions (e.g., Internet, Streaming): $____
Other Fixed Expenses: $____
Total Fixed Expenses: $____
4. Variable Expenses
Groceries: $____
Transportation (Fuel, Public Transport): $____
Dining/Entertainment: $____
Health (Medicine, Fitness): $____
Miscellaneous: $____
Total Variable Expenses: $____
5. Savings and Investments
Emergency Fund Contribution: $____
Retirement Savings: $____
Investments (Stocks, Mutual Funds, etc.): $____
Total Savings and Investments: $____
6. Debt Repayments
Credit Card Payments: $____
Loan Payments: $____
Total Debt Repayments: $____
7. Summary
Total Income: $____
Total Expenses: $____
Net Savings/Deficit (Income - Expenses): $____
8. Notes and Adjustments
[Space for writing additional notes, adjustments, or goals for next month.]
9. Signature
Prepared by: [Your Name]
Date: [Date of Completion]
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Streamline your finances with the Personal Budget Layout Template from Template.net! Fully customizable and designed for clarity, this template simplifies tracking expenses and goals. Easily adjust layouts using the AI Editable Tool, ensuring seamless personalization. Perfect for budgeting beginners or pros, this editable template keeps you on top of your financial game effortlessly!
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